Features
Tempo, four times a year.
Every feature has a moment when it earns its place. Here are four of them — a Monday morning, a mid-month receipt, a quarter-end deadline, and a year-end review.
Transactions · auto-imported
Scene 01 · Monday, 9:14 am
Your weekend transactions, already on the right line.
You log in Monday morning. Sixty-three weekend transactions are already imported, classified, and split where HST applies. The four that need a second look are flagged at the top.
- Bank sync via Plaid pulls transactions in real time across 12,000+ Canadian and US institutions.
- AI classification matches each transaction against your chart of accounts using your past patterns as the training signal.
- HST and GST split automatically into the correct liability accounts on every taxable transaction.
Receipt repository · 247 stored
Home Depot · lumber & supplies
Apr 14 · linked to transaction · Materials
$847.20
Just attached
Rogers · business phone
Apr 1 · Phone
$95.00
Amazon · office equipment
Mar 28 · Equipment
$312.50
Scene 02 · April 14, 2 pm
A photo, attached to its transaction. Six years of audit cover.
The $847.20 Home Depot transaction was already in your ledger. You attach a photo of the paper receipt — Tempo files it against that journal entry, and keeps it for the six years CRA can ask for it.
- Upload any format — photo of paper receipt, PDF invoice, or scanned image.
- Each receipt is linked to its specific journal entry, not a category — full traceability for audit.
- Six-year retention from upload date matches CRA’s audit lookback window.
Q2 close · GST34 ready
Scene 03 · June 28, 4 pm
Q2 closes Friday. The remittance is already done.
Every transaction with a tax code split itself into net and HST as it posted. Your GST34 lines 101–113 are pre-calculated. You hit export, you file. No spreadsheet, no scramble.
- Net amount and tax portion split into separate journal lines automatically as you post.
- GST34 lines 101 (sales subject to HST), 105 (HST collected), 108 (input tax credits), 109 (net tax owing) computed live.
- Export to PDF or CSV ready for direct CRA submission. Locked fiscal year prevents retroactive edits.
Year-end assistant · 2026
Year-end review · 2026.pdf
Ready for accountant
Scene 04 · December 31, 11 pm
A year reviewed in the time it takes to make tea.
Tempo's AI reads your full ledger and writes the year-end summary your accountant actually wants — observations, anomalies, suggested adjustments, and a checklist PDF. Ready before the kettle boils.
- Identifies unusual patterns, classification anomalies, and missing receipts across the full year.
- Drafts an Income Statement and Balance Sheet narrative in plain language for your accountant.
- Exports a single PDF with checklist, observations, and supporting numbers.
Every feature, every plan