Who it's for
One product. Built for how you actually work.
Pick your role and we'll show you Tempo through your eyes.
For Business Owners
Tax-ready books. Every single month.
Most small business owners spend the last two weeks of March in a panic — hunting receipts, untangling transactions, and paying their accountant to fix what should have been right all year.
- Bank sync imports and classifies transactions automatically — no manual entry
- HST/GST is split and posted to the correct liability account on every transaction
- CRA remittance report (GST34 lines 101–113) is always one click away
- Income Statement and Balance Sheet update in real time as you post
- AI anomaly detection flags unusual charges before they become problems
- Fiscal year locking prevents retroactive changes once you file
For Freelancers, Uber Drivers & Sole Proprietors
Bookkeeping that takes 10 minutes a month.
You didn't start driving (or freelancing) to spend your weekends categorizing expenses. Tempo Books handles the accounting so you can focus on the work that actually pays.
- Connect your bank and let Tempo classify every transaction automatically
- Split personal and business expenses on the same account — no separate bank required
- Mileage tracking — log every km automatically when you connect your bank
- HST/GST tracked per transaction, remittance report ready when you need it
- Income Statement shows exactly what you earned and what it cost you
- AI Transaction Explainer breaks down any charge in plain English
- $25/mo on Pro — less than two billable hours
For Personal Finance
Finally know where every dollar went.
Budgeting apps give you charts. Tempo gives you the full picture — every dollar in, every dollar out, your real net worth, and where you can adjust. Built for people who want to actually understand their money.
- Connect your personal accounts and import all transactions automatically
- Budget tracking — see where your hard-earned income goes each month
- Savings goal tracking to keep you on plan
- Net worth visibility across your assets and accounts
- Lifestyle adjustment insights — spot what is worth keeping and what is worth cutting
- Mobile app access so you can check in anywhere
- Included on the Personal plan — $10/mo
For Accountants & Bookkeeping Firms
Your client portal. Your brand. Your workflow.
Switching between client logins, chasing down bank statements, and explaining the same transaction twice — that's time your firm can't bill for. Tempo Books' Accountant Portal was built to eliminate all of it.
- Single dashboard for all client businesses — KPI cards, status, balance at a glance
- White-label subdomain: yourfirm.gettempo.ca — client-facing with your branding
- Request edit access with one click — full dual audit log of every change
- AI anomaly detection runs across all client books simultaneously
- Onboard a new client in under 5 minutes — invite by email, they connect their bank
- Metered billing: $149/mo base includes 5 clients, +$15/mo per additional
Whoever you are, here's how we compare.
| Feature | Tempo Books | QuickBooks Online | Wave |
|---|---|---|---|
| Starting price | From $10 CAD/mo | From $35 CAD/mo | Free (fees apply) |
| Built for Canadian tax | Native HST/GST | Requires setup | Basic only |
| CRA remittance report | β | β | |
| AI classification | Every plan | Paid add-on | β |
| Accountant portal | Limited | β | |
| 6-year receipt storage | Pro & Accountant | Premium only | β |
| Double-entry accounting |
Pricing and features current as of April 2026. Competitor details sourced from public pricing pages.
Whichever describes you β start free.
14 days free on Personal and Pro. 30-day money-back guarantee on Accountant Monthly.